Other Than Life (OTL) Practice Exam

Which type of insurance would cover you while traveling internationally?

1. Homeowners insurance

2. Travel insurance

3. Auto insurance

4. Life insurance

The correct answer is: Travel insurance

Travel insurance is specifically designed to provide coverage for unexpected events that may occur while traveling internationally. This type of insurance typically includes benefits such as trip cancellation, medical emergencies, lost luggage, and other travel-related risks. It’s tailored for travelers and accounts for the unique challenges that can arise when away from home, making it essential for those planning international trips. Homeowners insurance is focused on protecting one’s property and belongings at home and often does not extend coverage for events occurring outside of the insured location, particularly during travel. Auto insurance might provide some coverage for rental cars or incidents occurring while driving, but it does not address travel-specific issues like medical emergencies or trip cancellations. Life insurance pertains to the policyholder's life and does not offer support for travel-related incidents, making it unrelated to international travel needs. Travel insurance stands out as the most relevant option for individuals seeking protection during their international journeys, which is why it is the correct answer.